How can we help?

A Merchant of Record (MoR) is the legal seller in a transaction. When you sell through Morpe, your customer buys from Morpe and Morpe buys from you — so payments, refunds, fraud and disputes sit on our plate while the product stays entirely yours.

Most sellers are live within days: create an account, complete verification, add a product, and drop the checkout into your site. Migration help is included if you're moving from another stack.

You can onboard as a business or as an individual, subject to verification. Some product categories require a registered entity — see the acceptable use clause in our Terms and Conditions.

We import your products, plans and — where your current provider allows it — your active subscriptions and card tokens. A payments expert scopes the migration with you; book a call to start.

Payouts run weekly or monthly — your choice — with all markets, methods and currencies settled into one balance and one bank transfer, accompanied by a reconciled statement.

Major payout currencies including USD, EUR and GBP are supported, regardless of what currencies your buyers pay in. Conversion uses the mid-market rate with a transparent margin.

Cards, Apple Pay, Google Pay, PayPal and local methods like iDEAL, Pix and UPI — 28+ in total, shown automatically based on the buyer's market and device.

Most failures are bank declines or 3DS abandonment. Morpe retries soft declines automatically and applies smart routing; the payment's timeline in your dashboard shows exactly what happened.

Yes — with or without a card up front. Trials convert automatically at the end of the period, with reminder emails sent where local rules require them.

When a customer changes plan mid-cycle, Morpe calculates the unused portion of the old plan and offsets it against the new one automatically — no manual credits.

Yes. Every subscription has a self-serve management page for pausing, cancelling or changing payment method — reducing your support load and involuntary churn.

Dunning is the recovery process after a failed renewal: smart retries, automatic card updates and on-brand emails asking the customer to update their payment method — all automatic.

Yes — use the hosted checkout on your domain or embed checkout components directly in your site. Branding, colours and logo are yours either way.

Hosted gets you live fastest with zero PCI scope. Embedded gives you full layout control while Morpe still handles the card data. You can switch later without re-integrating products.

Checkout localizes automatically into 25+ languages based on the buyer's browser and market, alongside local currency and payment methods.

Yes — sandbox mode mirrors the live checkout with test cards and webhooks, so you can verify your integration end to end before your first real sale.

Morpe does, end to end. As Merchant of Record we respond to every dispute, compile evidence automatically and file representment — you see outcomes in the dashboard, not casework.

The disputed amount is netted from your balance while the case is open and returned if we win. Dispute and scheme fees are covered by Morpe.

Every transaction is scored in milliseconds using signals from across the Morpe network — card testing, stolen cards and velocity abuse are blocked before they settle, with 3DS applied only when needed.

Transaction risk sits with Morpe as the seller of record. Deliberate abuse of the platform is different — see the Terms and Conditions — but ordinary fraud losses are ours to carry.

5% + 50¢ per successful transaction, with the whole platform included and no monthly fees. Volume discounts start around $50k/month — see pricing.

When you refund a sale, the refunded amount is netted from your next payout. Full details are on the pricing page FAQ.

Every payout comes with a reconciled gross-to-net statement in your dashboard, exportable as CSV or via the API for your accounting stack.

Email [email protected]. Remaining balance is settled after a short reserve period for refunds and disputes, per the Terms and Conditions.